._experience_14kqi_1{--calc-navy:#071f38;--calc-navy-2:#0b2f52;--calc-blue:#1f5fd1;--calc-blue-dark:#174aa5;--calc-pale:#eef6ff;--calc-line:#d7e2ea;--calc-ink:#142536;--calc-muted:#607484;--calc-shadow:0 22px 54px #00162a29;color:var(--calc-ink);background:#fff;font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.55}._experience_14kqi_1 *{box-sizing:border-box}._experience_14kqi_1 button,._experience_14kqi_1 input,._experience_14kqi_1 select{font:inherit}._experience_14kqi_1 button,._experience_14kqi_1 a,._experience_14kqi_1 summary{-webkit-tap-highlight-color:transparent;touch-action:manipulation}._experience_14kqi_1 button,._experience_14kqi_1 summary{cursor:pointer}._experience_14kqi_1 a{color:inherit;text-decoration:none}._experience_14kqi_1 img{max-width:100%;display:block}._experience_14kqi_1 h1,._experience_14kqi_1 h2,._experience_14kqi_1 h3,._experience_14kqi_1 h4,._experience_14kqi_1 p{margin-top:0}._experience_14kqi_1 h1,._experience_14kqi_1 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#fff;border-radius:50%;place-items:center;width:56px;height:56px;font-size:14px;font-weight:900;display:grid;position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);box-shadow:0 7px 18px #0003}._calculator-section_14kqi_6{background:linear-gradient(#092b4b 0%,#061d34 100%);padding:90px max(26px,50vw - 580px) 96px}._section-heading_14kqi_6{text-align:center;max-width:720px;margin:0 auto 38px}._section-heading_14kqi_6 h2,._learn-section_14kqi_6 h2,._definition-section_14kqi_6 h2{color:var(--calc-navy);margin-bottom:13px;font-size:clamp(34px,3.2vw,47px)}._section-heading_14kqi_6>p:last-child{color:var(--calc-muted);font-size:17px}._light-heading_14kqi_6 h2{color:#fff}._light-heading_14kqi_6>p:last-child{color:#c6d7e3}._eyebrow_14kqi_6{color:#65b6e8;letter-spacing:.13em;text-transform:uppercase;margin-bottom:11px;font-size:12px;font-weight:900}._calculator-shell_14kqi_6{padding:12px}._calculator-grid_14kqi_6{grid-template-columns:1fr 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b:last-child{padding:0 13px 0 0}._input-shell_14kqi_6 input{width:100%;min-width:0;height:47px;color:var(--calc-ink);background:0 0;border:0;outline:none;padding:0 11px;font-weight:700}._field_14kqi_6 select{padding:0 12px;font-weight:600}._incentive-note_14kqi_6{color:#d8e8f4;background:#eef6ff1f;border:1px solid #9ac7eda6;border-radius:11px;align-items:flex-start;gap:13px;max-width:930px;margin:25px auto 0;padding:17px 19px;display:flex}._incentive-note_14kqi_6>span{color:#bfe1f7;border:1px solid #8fc2e8;border-radius:50%;flex:none;place-items:center;width:24px;height:24px;font-size:13px;font-weight:900;display:grid}._incentive-note_14kqi_6 p{margin:0}._incentive-note_14kqi_6 b{color:#fff}._tip_14kqi_6{display:inline-block;position:relative}._tip_14kqi_6 summary{width:18px;height:18px;color:var(--calc-blue);border:1px solid #7ea7c7;border-radius:50%;place-items:center;font-size:12px;font-weight:800;list-style:none;display:grid}._tip_14kqi_6 summary::-webkit-details-marker{display:none}._tip_14kqi_6>span{z-index:20;color:#435c6f;background:#fff;border:1px solid #bfd1df;border-radius:8px;width:230px;padding:11px;font-size:12px;font-weight:500;line-height:1.5;position:absolute;top:-10px;left:24px;box-shadow:0 8px 25px #16354d2e}._results_14kqi_8{margin-top:82px}._compact-heading_14kqi_8{margin-bottom:28px}._primary-insight_14kqi_8{text-align:center;background:#eef6ff;border:2px solid #abc9ed;border-radius:16px;max-width:980px;margin:0 auto 25px;padding:30px 34px;box-shadow:0 13px 34px #00162a24}._primary-insight_14kqi_8 p{color:var(--calc-blue-dark);letter-spacing:.12em;text-transform:uppercase;margin-bottom:8px;font-size:12px;font-weight:900}._primary-insight_14kqi_8 h3{max-width:830px;color:var(--calc-navy);margin:0 auto 12px;font-size:clamp(25px,3.1vw,39px);line-height:1.18}._primary-insight_14kqi_8>span{color:#597080;font-weight:700}._total-cards_14kqi_8{grid-template-columns:1fr 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#00162a14}._new-home-savings_14kqi_8>span{background:var(--calc-blue);color:#fff;border-radius:50%;place-items:center;width:27px;height:27px;font-size:16px;font-weight:900;display:grid}._new-home-savings_14kqi_8 p{margin:0;font-size:16px;font-weight:750}._new-home-savings_14kqi_8 strong{color:var(--calc-blue-dark);font-size:23px;font-weight:900}._difference-strip_14kqi_8{background:#fff;border:1px solid #cbd8e1;border-radius:11px;grid-template-columns:repeat(3,1fr);margin-top:18px;display:grid;overflow:hidden}._difference-strip_14kqi_8 div{border-right:1px solid #dbe4eb;justify-content:center;align-items:center;gap:11px;min-height:65px;padding:10px 18px;display:flex}._difference-strip_14kqi_8 div:last-child{border-right:0}._difference-strip_14kqi_8 span{color:#657886;font-size:14px}._difference-strip_14kqi_8 b{color:var(--calc-navy);font-size:19px;font-weight:900}._detail-expander_14kqi_8{max-width:940px;margin:24px auto 0}._detail-expander_14kqi_8>summary{border:2px solid var(--calc-blue);background:var(--calc-blue);color:#fff;border-radius:10px;justify-content:center;align-items:center;gap:16px;min-height:56px;padding:17px;font-weight:800;list-style:none;transition:all .18s;display:flex;box-shadow:0 8px 20px #00000021}._detail-expander_14kqi_8>summary::-webkit-details-marker{display:none}._detail-expander_14kqi_8>summary:hover{border-color:var(--calc-blue-dark);background:var(--calc-blue-dark);transform:translateY(-1px)}._detail-expander_14kqi_8>summary span{color:#fff;font-size:22px}._detail-expander_14kqi_8[open]>summary span{transform:rotate(45deg)}._breakdown-card_14kqi_8{background:#fff;border:1px solid #d4dfe7;border-radius:12px;margin:16px auto 0;overflow:hidden}._breakdown-card_14kqi_8 h3{color:var(--calc-navy);background:#f5f8fa;border-bottom:1px solid #dfe7ed;margin:0;padding:18px 22px;font-size:21px}._breakdown-head_14kqi_8,._breakdown-row_14kqi_8{grid-template-columns:minmax(245px,1.3fr) .62fr .62fr minmax(155px,.86fr);align-items:center;gap:12px;padding:14px 22px;display:grid}._breakdown-head_14kqi_8{color:#4a6172;text-transform:uppercase;background:#edf3f7;font-size:12px}._breakdown-head_14kqi_8 b,._breakdown-row_14kqi_8>b{text-align:right}._breakdown-row_14kqi_8{border-top:1px solid #e5ebef;min-height:72px}._breakdown-row_14kqi_8._breakdown-principal_14kqi_8{background:#f1f6fb}._breakdown-row_14kqi_8._breakdown-soft_14kqi_8{background:#f8fbfe}._breakdown-row_14kqi_8._breakdown-total_14kqi_8{border-top:3px solid var(--calc-blue);min-height:92px;color:var(--calc-navy);background:#dfeeff;font-size:18px;font-weight:900}._breakdown-label_14kqi_8{align-items:center;gap:10px;min-width:0;display:flex}._breakdown-label_14kqi_8 small{color:var(--calc-blue-dark);text-transform:uppercase;background:#e5f2fb;border-radius:5px;padding:3px 6px;font-size:10px;font-weight:800}._breakdown-icon_14kqi_8{background:var(--calc-blue);color:#fff;border-radius:50%;flex:none;place-items:center;width:34px;height:34px;font-size:20px;font-weight:900;line-height:1;display:grid}._breakdown-icon-insurance_14kqi_8,._breakdown-icon-energy_14kqi_8{font-size:17px}._breakdown-icon-total_14kqi_8{font-size:18px}._breakdown-saving_14kqi_8{color:var(--calc-blue);justify-content:flex-start;align-items:center;gap:10px;font-size:14px;font-weight:900;line-height:1.12;display:flex}._breakdown-saving-arrow_14kqi_8{font-size:32px;font-weight:700;line-height:.8}._breakdown-saving_14kqi_8 strong>span{display:block}._breakdown-focus-group_14kqi_8{border:2px solid var(--calc-blue);background:#fff;border-radius:14px;margin:0 10px;overflow:hidden}._breakdown-focus-group_14kqi_8 ._breakdown-row_14kqi_8{background:#fff}._breakdown-focus-group_14kqi_8 ._breakdown-row_14kqi_8:first-child{border-top:0}._breakdown-total_14kqi_8 ._breakdown-label_14kqi_8{font-size:20px}._breakdown-total_14kqi_8>b{color:#0d418e;font-size:25px}._breakdown-saving-total_14kqi_8{color:#13813a}._breakdown-saving-check_14kqi_8{border:2px solid #159447;border-radius:50%;flex:none;place-items:center;width:30px;height:30px;font-size:18px;display:grid}._assumption-details_14kqi_8{background:#fff;border:1px solid #cbd8e1;border-radius:10px;margin:13px auto 0}._assumption-details_14kqi_8 summary{color:var(--calc-blue-dark);padding:15px 18px;font-weight:800}._assumption-details_14kqi_8 ul{color:#556b7b;margin:0;padding:0 28px 8px 38px;font-size:14px}._assumption-details_14kqi_8 li{margin-bottom:8px}._assumption-details_14kqi_8 p{color:#6a7b88;margin:0;padding:10px 18px 17px;font-size:12px}._assumption-details_14kqi_8 a{color:var(--calc-blue-dark);text-decoration:underline}._closing-guide_14kqi_8{max-width:960px;margin:42px auto 0}._closing-guide-title_14kqi_8{text-align:center}._closing-guide-title_14kqi_8 h3{color:#fff;margin-bottom:20px;font-size:32px}._closing-guide-grid_14kqi_8{grid-template-columns:1fr 1fr;gap:18px;display:grid}._closing-guide_14kqi_8 article{background:#fff;border:1px solid #cedae3;border-radius:12px;padding:24px}._closing-guide_14kqi_8 article>span{color:#627685;text-transform:uppercase;margin-bottom:9px;font-size:12px;font-weight:800;display:inline-block}._closing-guide_14kqi_8 h4{color:var(--calc-navy);margin-bottom:9px;font-size:22px}._closing-guide_14kqi_8 p{color:#5a6f7f;margin:0 0 12px}._closing-guide_14kqi_8 ._new-guide_14kqi_8{background:#f5fbff;border:2px solid #62a3d0}._disclaimer_14kqi_8{color:#aebfcb;text-align:center;max-width:850px;margin:25px auto;font-size:13px}._next-step-card_14kqi_8{max-width:1020px;box-shadow:var(--calc-shadow);text-align:center;background:#fff;border-radius:16px;margin:32px auto 0;padding:32px}._next-step-card_14kqi_8 h3{color:var(--calc-navy);margin-bottom:8px;font-size:33px}._next-step-card_14kqi_8>p:not(._eyebrow_14kqi_6){color:var(--calc-muted);margin-bottom:22px}._next-step-card_14kqi_8>small{color:#4f6372;margin-top:14px;font-size:17px;font-weight:700;display:block}._result-actions_14kqi_8{grid-template-columns:1fr 1fr 1.35fr;gap:12px;display:grid}._secondary-button_14kqi_4{border:2px solid var(--calc-navy);background:var(--calc-navy);color:#fff;box-shadow:none}._secondary-button_14kqi_4:hover{border-color:var(--calc-navy-2);background:var(--calc-navy-2)}._action-button_14kqi_8{width:100%;padding:14px 17px}._help-action_14kqi_8{background:var(--calc-blue)}._help-action_14kqi_8:hover{background:var(--calc-blue-dark)}._save-comparison_14kqi_10{text-align:center;max-width:940px;margin:28px auto 0}._save-comparison_14kqi_10 h3{color:#fff;letter-spacing:-.015em;margin:0 0 14px;font-size:25px}._save-comparison-actions_14kqi_10{grid-template-columns:1fr 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p:not(._eyebrow_14kqi_6){color:#5b6d7a;font-size:19px;line-height:1.65}._learn-intro_14kqi_12>a{color:var(--calc-blue);font-weight:800}._insight-card-grid_14kqi_12{gap:14px;display:grid}._insight-card-grid_14kqi_12>a{background:#fff;border:1px solid #d5e0e7;border-radius:14px;grid-template-columns:52px 1fr auto;align-items:center;gap:10px 18px;padding:25px;transition:all .18s;display:grid;box-shadow:0 8px 25px #17354b0f}._insight-card-grid_14kqi_12>a:hover{border-color:#90bbd7;transform:translateY(-2px);box-shadow:0 13px 30px #17354b1a}._insight-card-grid_14kqi_12>a>span{color:#9aaab5;grid-row:span 3;font-size:13px;font-weight:900}._insight-card-grid_14kqi_12 h3{color:var(--calc-blue);margin:0;font-size:22px}._insight-card-grid_14kqi_12 p{color:#5b6d7a;grid-column:2;margin:0}._insight-card-grid_14kqi_12 b{color:var(--calc-blue);white-space:nowrap;grid-area:1/3/span 3;font-size:13px}._definition-section_14kqi_6{background:var(--calc-navy);border-radius:16px;grid-template-columns:auto 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0;border:0;width:42px;height:42px;font-size:32px;position:absolute;top:13px;right:17px}._lead-modal_14kqi_14 h2{color:var(--calc-navy);margin-bottom:8px;font-size:32px}._lead-modal_14kqi_14 form>p:not(._eyebrow_14kqi_6){color:#617483}._lead-grid_14kqi_6{grid-template-columns:1fr 1fr;gap:15px;margin-top:22px;display:grid}._lead-grid_14kqi_6 label{color:#31495b;flex-direction:column;gap:6px;font-size:14px;font-weight:700;display:flex}._lead-grid_14kqi_6 input,._lead-grid_14kqi_6 select{padding:0 12px}._lead-grid_14kqi_6 ._input-shell_14kqi_6 input{border:0}._lead-grid_14kqi_6 ._full_14kqi_14{grid-column:1/-1}._consent_14kqi_14{color:#344b5c;align-items:flex-start;gap:11px;margin:22px 0 15px;font-weight:700;display:flex}._consent_14kqi_14 input{width:22px;height:22px;accent-color:var(--calc-blue);flex:none}._form-error_14kqi_14{color:#b52424;margin:0 0 12px;font-size:14px;font-weight:700}._submit-button_14kqi_14{width:100%}._privacy-note_14kqi_14{color:#758693;text-align:center;margin-top:11px;display:block}._thank-you_14kqi_14{text-align:center;padding:25px 10px}._thank-you_14kqi_14>span{width:64px;height:64px;color:var(--calc-blue-dark);background:#e6f0ff;border-radius:50%;place-items:center;margin:0 auto 17px;font-size:31px;font-weight:800;display:grid}._thank-you_14kqi_14 p{color:#566c7b;max-width:520px;margin:0 auto 18px;font-size:17px}._insights-page_14kqi_16{background:#f7f9fb;min-height:100vh}._insights-hero_14kqi_16{text-align:center;background:linear-gradient(135deg,#061b31,#0b3154);padding:78px 28px}._insights-hero_14kqi_16 h1{color:#fff;max-width:820px;margin:0 auto 18px;font-size:clamp(43px,5.2vw,67px)}._insights-hero_14kqi_16 p:not(._hero-badge_14kqi_4){color:#cbdbe6;max-width:690px;margin:0 auto 25px;font-size:18px}._insights-list_14kqi_16{grid-template-columns:repeat(3,1fr);gap:20px;max-width:1120px;margin:0 auto;padding:70px 28px 92px;display:grid}._insights-list_14kqi_16 article{border:1px solid var(--calc-line);background:#fff;border-radius:15px;flex-direction:column;padding:28px;display:flex;box-shadow:0 9px 28px #0e2c430f}._insights-list_14kqi_16 span{color:var(--calc-blue-dark);letter-spacing:.1em;text-transform:uppercase;margin-bottom:15px;font-size:12px;font-weight:900}._insights-list_14kqi_16 h2{color:var(--calc-navy);font-size:27px}._insights-list_14kqi_16 p{color:var(--calc-muted)}._insights-list_14kqi_16 a{color:var(--calc-blue-dark);margin-top:auto;font-weight:800}._article-shell_14kqi_16{background:#fff}._article-hero_14kqi_16{background:linear-gradient(135deg,#061b31,#0b3154);padding:74px max(26px,50vw - 450px)}._article-hero_14kqi_16 a{color:#9ed0ee;font-weight:700}._article-hero_14kqi_16 h1{color:#fff;margin:24px 0 18px;font-size:clamp(42px,5.2vw,65px)}._article-hero_14kqi_16 p{color:#cbdbe6;max-width:780px;font-size:19px}._article-body_14kqi_16{max-width:780px;margin:0 auto;padding:58px 26px 92px}._article-body_14kqi_16 ._article-cta_14kqi_16{background:var(--calc-pale);border-radius:13px;justify-content:space-between;align-items:center;gap:20px;margin-bottom:42px;padding:22px;display:flex}._article-cta_14kqi_16 p{color:var(--calc-navy);margin:0;font-weight:800}._article-cta_14kqi_16 a{flex:none}._article-body_14kqi_16 h2{color:var(--calc-navy);margin:38px 0 13px;font-size:32px}._article-body_14kqi_16 p,._article-body_14kqi_16 li{color:#4f6575;font-size:17px;line-height:1.75}._article-end_14kqi_16{background:var(--calc-navy);text-align:center;border-radius:16px;margin-top:50px;padding:32px}._article-end_14kqi_16 h2,._article-end_14kqi_16 p{color:#fff}._article-end_14kqi_16 p{opacity:.82}@media (width<=980px){._hero_14kqi_4{grid-template-columns:1fr;gap:46px}._hero-copy_14kqi_4{max-width:760px}._home-photos_14kqi_4{max-width:none}._home-photos_14kqi_4 img{height:420px}._calculator-grid_14kqi_6{grid-template-columns:1fr}._result-actions_14kqi_8{grid-template-columns:1fr 1fr}._help-action_14kqi_8{grid-column:1/-1}._learn-section_14kqi_6{grid-template-columns:1fr}._learn-intro_14kqi_12{position:static}._definition-section_14kqi_6{margin-left:24px;margin-right:24px}._insights-list_14kqi_16{grid-template-columns:1fr}._article-body_14kqi_16 ._article-cta_14kqi_16{flex-direction:column;align-items:flex-start}}@media (width<=650px){._experience_14kqi_1{font-size:15px}._hero_14kqi_4{min-height:auto;padding:50px 20px 58px}._hero_14kqi_4 h1{font-size:40px}._hero-copy_14kqi_4>p:not(._hero-badge_14kqi_4){font-size:17px}._hero-badge_14kqi_4{font-size:11px}._home-photos_14kqi_4{gap:9px}._home-photos_14kqi_4 figure{border-width:3px;border-radius:13px}._home-photos_14kqi_4 img{height:255px}._home-photos_14kqi_4 figcaption{padding:8px;inset:auto 7px 7px}._home-photos_14kqi_4 figcaption b{display:none}._home-photos_14kqi_4 figcaption span{margin:0;font-size:9px}._versus-badge_14kqi_4{border-width:4px;width:44px;height:44px;font-size:11px}._calculator-section_14kqi_6{padding:68px 14px}._calculator-shell_14kqi_6{padding:0}._home-column_14kqi_6{padding:22px 16px}._column-kicker_14kqi_6{margin-bottom:13px;display:inline-block;position:static}._column-title_14kqi_6 h3{font-size:27px}._field-grid_14kqi_6{grid-template-columns:1fr}._primary-insight_14kqi_8{padding:25px 19px}._primary-insight_14kqi_8 h3{font-size:26px}._total-cards_14kqi_8{grid-template-columns:1fr}._total-cards_14kqi_8 article{min-height:122px;padding:21px}._new-home-savings_14kqi_8{grid-template-columns:auto 1fr;padding:14px 15px}._new-home-savings_14kqi_8 strong{grid-column:2;font-size:21px}._difference-strip_14kqi_8{grid-template-columns:1fr}._difference-strip_14kqi_8 div{border-bottom:1px solid #dbe4eb;border-right:0;justify-content:space-between}._difference-strip_14kqi_8 div:last-child{border-bottom:0}._breakdown-head_14kqi_8,._breakdown-row_14kqi_8{grid-template-columns:minmax(0,1.2fr) .72fr .72fr;row-gap:9px;padding:13px 10px}._breakdown-head_14kqi_8{font-size:9px}._breakdown-head_14kqi_8>span:last-child{display:none}._breakdown-row_14kqi_8{min-height:66px;font-size:12px}._breakdown-icon_14kqi_8{width:28px;height:28px;font-size:17px}._breakdown-label_14kqi_8{gap:6px}._breakdown-label_14kqi_8 small{padding:2px 4px;font-size:8px}._breakdown-saving_14kqi_8,._breakdown-saving-empty_14kqi_19{grid-column:1/-1;justify-self:end}._breakdown-saving_14kqi_8{padding-right:4px;font-size:12px}._breakdown-saving-arrow_14kqi_8{font-size:25px}._breakdown-focus-group_14kqi_8{margin:0 5px}._breakdown-row_14kqi_8._breakdown-total_14kqi_8{min-height:86px;font-size:13px}._breakdown-total_14kqi_8 ._breakdown-label_14kqi_8{font-size:13px}._breakdown-total_14kqi_8>b{font-size:17px}._breakdown-saving-total_14kqi_8{justify-self:start;padding-left:34px}._breakdown-saving-check_14kqi_8{width:25px;height:25px;font-size:14px}._closing-guide-grid_14kqi_8{grid-template-columns:1fr}._next-step-card_14kqi_8{padding:27px 17px}._result-actions_14kqi_8{grid-template-columns:1fr}._help-action_14kqi_8{grid-column:auto}._learn-section_14kqi_6{padding:70px 20px}._learn-intro_14kqi_12 ._eyebrow_14kqi_6{font-size:13px}._learn-intro_14kqi_12 h2{font-size:38px}._learn-intro_14kqi_12 p:not(._eyebrow_14kqi_6){font-size:18px}._insight-card-grid_14kqi_12>a{grid-template-columns:34px 1fr;padding:20px 16px}._insight-card-grid_14kqi_12 b{grid-area:auto/2}._definition-section_14kqi_6{grid-template-columns:1fr;margin:0 15px 70px;padding:28px 24px}._definition-icon_14kqi_12{width:58px;height:58px}._definition-link_14kqi_12{text-align:center}._lead-modal_14kqi_14{padding:29px 18px 22px}._lead-grid_14kqi_6{grid-template-columns:1fr}._lead-grid_14kqi_6 ._full_14kqi_14{grid-column:auto}._tip_14kqi_6>span{width:210px;left:auto;right:0}._insights-hero_14kqi_16{padding:58px 20px}._insights-list_14kqi_16{padding:48px 18px 70px}._article-hero_14kqi_16{padding:55px 20px}._article-body_14kqi_16{padding:42px 20px 70px}._save-comparison_14kqi_10 h3{font-size:22px}._save-comparison-actions_14kqi_10{grid-template-columns:1fr}}