See how the numbers compare for the homes you are considering.
Compare New vs. Used for YourselfInsurance reflects risk
Insurance companies look at many details, including the home's price, age, roof, wiring, plumbing, location, claims history, and coverage. New systems may lower some risks, while an older home may cost more to insure. Always get a written quote for the exact home.
Comfort has a monthly cost
Heating and cooling depend on the home's size, insulation, windows, equipment, weather, and how you use the home. Newer energy features may help, but the best comparison uses actual utility information when it is available.
Repairs are easy to overlook
A used home may need money for a roof, heating and air system, appliances, plumbing, or other work. A repair reserve is not a bill. It is money you may choose to set aside so a surprise repair does not become a crisis.
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